Investors should consider higher interest rates very carefully in 2016

(AP Photo) Federal Reserve Chair Janet Yellen speaks during a news conference in Washington, Wednesday, Dec. 16, 2015, following an announcement that the Federal Reserve raised its key interest rate by quarter-point, heralding higher lending rates in an economy much sturdier than the one the Fed helped rescue in 2008.

On Dec. 4, the U.S. Department of Labor announced that the economy had added some 211,000 jobs in November, more than analysts had predicted. The government also revised previous numbers to show that …

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