When working with health care benefits, it is critical to understand The Consolidated Omnibus Budget Reconciliation Act (COBRA). When a specific event causes an employee to lose health coverage, COBRA can be used to continue coverage for the employee, their spouse, and their dependent children. The bright side for employers is that they are no longer required to pay for a portion of that employee’s coverage. COBRA applies to state, local government, and private-sector health plans with 20 or more employees in a group health plan. If you would like to learn more about COBRA, visit The Department of Labor website.