A major legislative push to reduce Louisiana’s auto insurance costs is moving forward, but not without deep debate and division, Louisiana Illuminator reports.
On Wednesday, the state Senate advanced several high-profile tort reform bills in a marathon session marked by partisan disagreement and a sharp exchange between two attorney-senators.
Central to the debate was Senate Bill 231, which would restrict what accident victims can recover for medical costs in lawsuits. Tensions rose when a late amendment sparked confusion and accusations of dishonesty on the Senate floor.
While Gov. Jeff Landry and Insurance Commissioner Tim Temple back the reforms, critics argue they will hurt plaintiffs without guaranteeing lower premiums. Only one measure—House Bill 148, requiring insurers to disclose rate history and justify hikes—garnered bipartisan support and must return to the House for final approval.
Other bills, including measures limiting claims by uninsured drivers (HB434), tightening liability thresholds (HB431), and restricting damages for undocumented immigrants (HB436), have cleared both chambers and are awaiting the governor’s signature. Meanwhile, SB231 will now move to the House for consideration.