Average US 30-year mortgage rate surges to 6.32% By Holly Duchmann - October 10, 2024 FacebookXLinkedinEmailPrint The average rate on a 30-year mortgage in the U.S. surged to 6.32% this week, adding pressure on homebuyers facing sky-high prices and a limited supply of houses for sale. The rate ticked up fr… Already an INSIDER? Sign in.